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BACHO record format: Wikis


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The BACHO record format is one of the two standard formats used for the interchange of financial transactions in the New Zealand banking system. The other standard format is QC.

BACHO-format transactions are primarily used in batch processing systems running on MVS mainframe computers.

A BACHO record is a fixed-length 160-byte entity. This length restriction has led to a number of complexities in interpreting the contents of BACHO transactions, including:

  • Some BACHO fields are interpreted differently depending on whether they contain numeric or alphabetic data.
  • Some BACHO transactions are broken into multiple records, and then reassembled for processing.

See also


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