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Official emblem of the European Investment Fund
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The European Investment Fund, established in 1994, is a European Union agency for the provision of finance to SMEs (small and medium-sized enterprises) headquartered in Luxembourg.

It does not lend money to SMEs directly; rather it provides finance through private banks. Its main operations are in the areas of venture capital and guaranteeing loans. Its shareholders are: the European Investment Bank (59.15%); the European Communities, represented by the European Commission (30.00%); and 34 privately owned EU financial institutions (10.85%).

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