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Nationlink (interbank network): Wikis


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Nationlink is an interbank network and EFTPOS network in the Philippines. Unlike the main existing networks, which are BancNet, Expressnet and MegaLink, Nationlink is not expected to compete with those networks. Instead, it seeks to complement those networks by extending the reach of ATMs in the countryside, as the main networks are largely concentrated in urban areas. Its closest competitor is the Encash Network Service.

Nationlink's members consist mostly of savings banks, credit unions, rural banks, cooperatives and non-governmental organizations, and is largely concentrated in rural areas, where the reach of ATMs are more limited than in the cities. The network focuses heavily on the overseas Filipino worker (OFW) market, since many OFWs and their dependents hail from the provinces. It also intends provide services previously unavailable in more remote areas of the Philippines, such as real-time remittance transfers and electronic bank account access.

The network is also the first Philippine interbank network to depend largely on wireless communications, relying on a new product called Shops.Work.Unplugged, or SWUP, a product offered by the Philippine Long Distance Telephone Company, or PLDT. Nationlink ATMs have built-in wireless modems which communicate with the PLDT landline telephone network wirelessly. Through SWUP, the network can install ATMs almost anywhere.

The network debuted in Davao City on May 18, 2006, and is supported by PLDT, Microsoft, Intel and Diebold, as well as other companies. It presently has twenty ATMs, with plans to launch an additional 150.



  • Asian Hills Bank
  • Community Rural Bank of Dapitan City
  • Enterprise Capital Rural Bank
  • Kaunlaran Rural Bank
  • Kauswagan Microfinance Bank
  • Legaspi Savings and Loan Bank
  • National Confederation of Credit Cooperatives
  • Opportunity Microfinance Bank
  • Peninsula Bank

Former members

See also

External links

Philippine interbank networks
BancNet | ENS | Expressnet | MegaLink | Nationlink


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