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Payment card industry: Wikis


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From Wikipedia, the free encyclopedia

The payment card industry (PCI) denotes the debit, credit, prepaid, e-purse, ATM, and POS cards and associated businesses.

The term is sometimes more specifically used to refer to the Payment Card Industry Security Standards Council, an independent council originally formed by American Express, Discover Financial Services, JCB, MasterCard Worldwide and Visa International on Sept. 7, 2006, with the goal of managing the ongoing evolution of the Payment Card Industry Data Security Standard.


International payment schemes

Regional and National Payment Schemes


Interac Association

The Interac Association is Canada's national organization linking Financial Institutions and enterprises that have proprietary networks, to enable communication with each other for the purpose of exchanging electronic financial transactions. The Association was founded in 1984 by the big five banks. Today, there are over 80 members. The Interac Association is the organization responsible for the development of Canada's national network of two shared electronic financial services: Shared Cash Dispensing (SCD) for cash withdrawals from any ABM not belonging to a cardholder's financial institution; and Interac Direct Payment (IDP) for Debit Card payments at the Point-of-Sale

See also

External links

Payment card industry

  • PCI Security Standards Council, the organization responsible the development, enhancement, storage, dissemination and implementation of security standards for account data protection.
  • The European Payment Council (EPC) is the decision-making and coordination body of the European banking industry in relation to payments.


  • EMVCo, the organisation responsible for developing and maintaining the EMV standard
  • Chip and PIN, site run by the Association For Payment Clearing Services (APACS), the UK's central co-ordinating authority for the implementation of EMV
  • Migration 2 Chip, The Migration 2 Chip Program


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