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This article is about the bank network. For the US federal student loan, see PLUS loan.
PLUS
Plus.png
Operating area Worldwide
Members Over 1,000,000
ATMs Over 20,000
Founded 1986

PLUS (also known as Visa PLUS) is an interbank network that covers all VISA credit, debit, and prepaid cards, as well as ATM cards issued by various banks worldwide. Currently, there are one million PLUS-linked ATMs in 170 countries worldwide.[1]

PLUS cards can be linked in the following ways: as a standalone network, linked with a local interbank network and/or linked with any Visa product displaying the Visa flag on the front (Visa, Visa Debit, Visa Delta and Visa Electron). Currently, there are 144 million proprietary PLUS cards, not including a number of cards which have PLUS as a secondary network.

PLUS is widely used as a local interbank network most common in the United States where networks such as STAR, NYCE and Pulse also compete. It is also used in Canada, though it is significantly smaller than Interac there, and in places such as India and Indonesia where there are many interbank networks. The main competitor of PLUS is Cirrus, which is offered by Visa rival MasterCard.

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